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Money · Business account, 12 months

Is winter actually our slow season?

Two clients, 38% of revenue, accounted for every one of the 38 overdrawn days.

What went in

Files
3
Rows
5,124
Period
Aug 1, 2025 – Jul 31, 2026
Verification
23 checks passed

Source files

  • current_account_2025-08_2026-07.csv3,918 rows
  • business_card_statements.csv894 rows
  • invoices.xlsx312 rows

What came back

$486,200
Money in
46.00
Days to get paid
38.00
Days overdrawn

The finished project

current_account_2025-08_2026-07.csv
3,918 rowsChecked

You do not have a slow season. You have two clients who pay in 67 days.

Receipts fell 30% across November to January, which the business has been treating as a seasonal dip and planning around. Work invoiced over the same months fell 3%. The gap is collections: two clients on nominal 30-day terms paid at an average of 67 days, and every one of the 38 days the account spent overdrawn began between 30 and 45 days after an invoice to one of them.

$486,200Money in+4.1%
46.00Days to get paid+17.9%
45.00Runway
Open the full sample project

The work did not stop. The money did.

  1. 01The winter dip is in the collections, not in the work.
  2. 02Two clients, 38% of revenue, account for every overdrawn day.
  3. 03$7,344 a year leaves for software that nothing uses.

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